The days of being able to go to the corner bank and come out with a loan are over. Whether it has to do with bad credit, poor business plan, or too risky of an investment, many banks refuse to give out loans in today's economy. But just because you can't get a loan from a bank, does that mean your small business is dead in the water? Definitely not. As this article from NYT explains, there are other options such as asset-based lending, cash advances, and non-bank loans. While these can be more expensive in the long run, it may help you get the starting funds to get your business moving. For the entire article, click here.