With the economic climate and recent struggles, studies are showing that this "today's worker" will need to work longer than their parents. But how much longer? A study was performed using the National Retirement Risk Index which measures the number of households "at risk" of being unable to maintain their pre-retirement standard of living in retirement. The result? 23% of U.S. households feel they need to work an extra 1-3 years after 65 to attain readiness for retirement, 17% would need 4-6 years, and 9% would need 7+. So no, we don't have to work FOREVER. But it doesn't hurt to be prepared to get in a few extra years of hard work. Are you prepared? For the entire results of the study, click here.